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Get an invite

Every user gets our 16gm metal card!

Join elyt and get your hands on the green card you deserve

Open a U.S. Bank Account and apply for a U.S. Credit card before you arrive in the States using your passport & visa.

seamless banking

Experience Seamless Banking at your fingertips

US Checking Account

Open a US Checking account with a few clicks with just your passport or SSN from anywhere around the world

No Minimum Balance

No Account Opening Charges

Fee Free Overdraft up to $100

Withdraw Cash From 50K+ ATMs

FDIC Insurace on Deposits upto $250,000

Freeze/Unfree Card with a Tap

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Start Building Credit from Day Zero

Open a U.S. Bank Account and apply for a U.S.

Get a credit card without SSN

Having a good credit score makes life easier and cheaper in the US. It impacts everything from your cell phone plan to your rent.

No Credit History or SSN Required

No foreign transaction fees

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No more CRY-PTIC Coupon Codes and better luck scratch cards

Up to 5% Cashback on 5K+ merchants

1% Unlimited Cashback on all spends

5% Cashback on 5 brands of your choice

$50 worth of welcome points

$50 worth of credit on Uber, Instacart & More

$50K worth premium rental and travel coverage

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16g Metal Card Engraved with your name on it.

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Spend your Elyt points on Travel, Dining, Fitness and Shopping

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The only card that rewards you for paying rent, that too with 2X Points.

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send money, protect what matters & get loans!

Helping you build your financial future

Money transfers
Insurance
Student loan

Quick and Easy Money Transfers

Send love back home or across the globe. Transfer money in real time at real FX Rates

Secured Transactions

Cheaper Rates

Faster Processing

Track your Money

seamless banking

Committed to sustainability and caring for our planet

We believe that every action we take, no matter how small, can make a big impact on the world around us, that’s why we only use biodegradable plastic and metal to issue cards 💳. For every card we issue, we donate $1 to planting trees 🌳.

Security and Compliance

When it comes to your financial well-being, compromise is not an option.

Insured

Your funds are FDIC insured up to $250,000 through our Banking Partner, Members FDIC.

Support

Have questions? Send a message or email to our 24/7 Customer Support team right from the app.

Secure

Elyt uses secure processes to protect your information with 256 bit SSL encryption.

Compliance

Compliant with Indian & U.S. Government Regulations.

Protection

Automatic Identity theft monitoring & fraud protection.

join 300,000 others in this journey

Apply for an Elyt account in 10 minutes or less.

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